When you hear "conventional loan," it sounds generic. It's not. A conventional mortgage is a specific product: a loan backed by Fannie Mae or Freddie Mac (government-sponsored enterprises, not the
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Greater Cincinnati Monday Market Update | September 21, 2026☀️Good morning, Cincinnati! 🍂 Fall officially arrives this week, and the housing market is beginning to feel the seasonal shift
The Federal Reserve’s recent decision to raise its benchmark rate to a target range of 3.75% to 4.00% continues to send ripples through the real estate market. Although the Fed doesn’t
Every time the Federal Reserve makes a rate announcement, my phone starts buzzing with the same question: "Does this mean mortgage rates are going up or down?" It's a fair question, but the honest
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